User Agreement is a free service for its readers. By accessing and/or using the Web site, you approve and accept the following terms and conditions:

Ownership; Restrictions All materials contained in this site (including, but not limited to, directories, guides, news articles, captions, bylines, opinions, reviews, text, photographs, images, illustrations, trademarks, service marks, program codes and the like) are the copyrighted property of Mithing Pangarap Educational Foundation or third-party content provider with whom has a syndication agreement.

If you wish to reproduce, republish, upload, post, transmit, modify, distribute or publicly perform or display material from this site, you must first obtain written permission from through its Publisher and/or Editor in Chief.

You may view and download material from this site for your personal, non-commercial home use only. may modify, suspend, discontinue or restrict the use of any portion of this site at any time and without notice or liability.

Limitation of liability Under no circumstances, including, but not limited to, negligence, shall be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, materials from this site.

You acknowledge and agree that is not liable for any defamatory, offensive or illegal conduct of any user.

Embedding Policy The copyrights to video contained in this site are held by or by its publishing partners or when otherwise specifically stated. Any video and audio from the video contained in the pages of the network of sites embedded on end-users' HTML-based pages on the Internet may not be captured and retransmitted, uploaded over the Internet, resold and used for any form of commercial gain. Any video and audio embedded on end-users' pages is subject to being pulled out at the sole discretion of or at the request of its partners. Embedding may be disabled for certain videos at the sole discretion of or at the request of its partners.

Other This agreement supersedes all previous and contemporaneous agreements, proposals and communications, written and/or oral.

This agreement shall be governed by and construed in accordance with the laws of the Republic of the Philippines.